How to best finance your home renovation
Our hot housing market in Brampton, Toronto and the GTA has greatly increased home values, and with mortgage rates hovering around historic lows, homeowners with enough equity are seizing the opportunity to tap into that equity to create the perfect home that fits...
Strategies to help homeowners build wealth
History has proven that homeownership is a solid long-term investment, especially in Brampton, Toronto and the GTA. You build your equity stake through your regular mortgage payments and your home’s price appreciation over time. But you can do so much more to get...
Can you benefit from the NEW First-Time Buyer Incentive?
First off, yes you do if you are buying in one of these areas: Ajax Mississauga Aurora Mono Bradford West Gwillimbury New Tecumseth Brampton Newmarket Caledon Oakville Chippewas of Georgina Island First Nation Orangeville East Gwillimbury Pickering Georgina Richmond...
Does the recent mortgage rule change affect you?
There had been speculation that the government would act to cool our hot housing market, which is definitely evident in Brampton, Toronto and the GTA, but we saw only modest measures to affect both demand and supply in the April 19 federal budget. On the demand side...
Mortgage Rates 101: what’s important
Homebuyers and homeowners in Brampton, Toronto and the GTA always have many questions about mortgage rates – how they are set, why some go up and others don’t, why most don’t qualify for online rates, why there are so many different types of rates and ultimately, what...
Important insurance definitions for homebuyers
When you are looking for a home in Brampton, Toronto or the GTA, it’s easy to get caught up in the excitement and frenzy of homebuying. During all that excitement or before you start, be sure to take some time to get acquainted with a few key terms. Here are the types...
Can first-time homebuyers use their RRSPs to help with their purchase?
Thinking about buying your first home in Brampton, Toronto or the GTA? Wish you could save up more for a good down payment? Many first-time buyers aren’t aware that they can use their RRSP funds for the purchase or even construction of their first home. The federal...
How to improve mortgage qualifying success
Helping homebuyers in Brampton, Toronto and the GTA get their dream homes and build long-term wealth is my passion. I want to help as many people as possible navigate the confusing and often overwhelming experience of mortgage financing. One of my primary...
The Mortgage Broker Advantage
Homebuyers in Brampton, Toronto and the GTA often ask – shouldn’t I just get my mortgage at the bank? There are major differences between going to the bank and working with me as your mortgage broker. And those differences are why more and more are turning to Brampton...
Why “conditional on financing” is so important
Homebuyers in Brampton, Toronto and the GTA often ask me what they need to think about when making an offer on a home. My answer is always - when you find the condo or house of your dreams and want to make an offer, make sure you have a financing condition, which...