Can first-time homebuyers use their RRSPs to help with their purchase?
Thinking about buying your first home in Brampton, Toronto or the GTA? Wish you could save up more for a good down payment? Many first-time buyers aren’t aware that they can use their RRSP funds for the purchase or even construction of their first home. The federal...
How to improve mortgage qualifying success
Helping homebuyers in Brampton, Toronto and the GTA get their dream homes and build long-term wealth is my passion. I want to help as many people as possible navigate the confusing and often overwhelming experience of mortgage financing. One of my primary...
The Mortgage Broker Advantage
Homebuyers in Brampton, Toronto and the GTA often ask – shouldn’t I just get my mortgage at the bank? There are major differences between going to the bank and working with me as your mortgage broker. And those differences are why more and more are turning to Brampton...
Why “conditional on financing” is so important
Homebuyers in Brampton, Toronto and the GTA often ask me what they need to think about when making an offer on a home. My answer is always - when you find the condo or house of your dreams and want to make an offer, make sure you have a financing condition, which...
When does it make sense to refinance?
Tiff Macklem, Governor of the Bank of Canada, provided comforting news about rates in July when he said, “our message to Canadians is that interest rates are very low and they’re going to be there for a long time.” Lower rates are good news for homeowners in Brampton...
Five important ways to improve your credit
All homeowners and homebuyers in Brampton and the GTA should be aware of what their credit score is and how to make sure it stays healthy. It’s important because your credit score tells lenders what kind of a risk you are likely to be as a borrower. A low credit score...
Building wealth through Investment Property
In Brampton and the Greater Toronto Area, an investment property is being increasingly viewed as a great way to build a pension plan, particularly since so many are not covered by workplace plans. Over the long term, investing in property can be a great source of...
Should you panic over new mortgage rules?
No one has a crystal ball to see what the next few months, or years, will bring, but it’s likely that some homeowners in Brampton and the GTA will have trouble with their debt in the wake of the coronavirus pandemic. Given this assumption, the Canadian Mortgage and...
Answers to the most asked mortgage questions
Hello friends in Brampton and the GTA. I sincerely hope that you are yours are in good health. Now that the longest spring in memory is finally ending, it’s nice to see people out and about and safely enjoying the sunny weather. Homebuyers and owners in Brampton and...
Tips to de-stress your finances. Mortgage deferrals and more.
I very much hope you and your family are enjoying good health and finding some measure of happiness during these uncertain times. Without a doubt, many in Brampton and the GTA are feeling the financial pressures mount. I am here to help and available to discuss...