Getting ready for higher rates
Homeowners and homebuyers in Brampton, Toronto and the GTA are hearing in the news that inflation is a major concern and will lead to higher rates. Please stay away from the fear mongering and get in touch if you have concerns. Yes, there are inflationary pressures,...
10 Important Things To Know About A Home Appraisal
Whether you’re purchasing a new home in Brampton, Toronto or the GTA, want to complete a refinance of your current mortgage, or switch your mortgage to a new lender at renewal for a better rate, it’s important to understand the role a home appraisal has in the lending...
Helping your kids buy a home
Everything about homeownership is so different these days compared to when boomers bought their first home. Today, of course, young people in Brampton, Toronto, and the GTA struggle to purchase their first home given the financial demands of school loans, living...
Ways to keep your life and finances de-stressed this Fall
Well, here we are. It’s September and while there is optimism that we may one day see a post pandemic world in Brampton and the GTA, this just doesn’t feel like the usual “back-to-it” September that always got us energized every year. So maybe don’t focus on getting...
How to best finance your home renovation
Our hot housing market in Brampton, Toronto and the GTA has greatly increased home values, and with mortgage rates hovering around historic lows, homeowners with enough equity are seizing the opportunity to tap into that equity to create the perfect home that fits...
Strategies to help homeowners build wealth
History has proven that homeownership is a solid long-term investment, especially in Brampton, Toronto and the GTA. You build your equity stake through your regular mortgage payments and your home’s price appreciation over time. But you can do so much more to get...
Can you benefit from the NEW First-Time Buyer Incentive?
First off, yes you do if you are buying in one of these areas: Ajax Mississauga Aurora Mono Bradford West Gwillimbury New Tecumseth Brampton Newmarket Caledon Oakville Chippewas of Georgina Island First Nation Orangeville East Gwillimbury Pickering Georgina Richmond...
Does the recent mortgage rule change affect you?
There had been speculation that the government would act to cool our hot housing market, which is definitely evident in Brampton, Toronto and the GTA, but we saw only modest measures to affect both demand and supply in the April 19 federal budget. On the demand side...
Mortgage Rates 101: what’s important
Homebuyers and homeowners in Brampton, Toronto and the GTA always have many questions about mortgage rates – how they are set, why some go up and others don’t, why most don’t qualify for online rates, why there are so many different types of rates and ultimately, what...
Important insurance definitions for homebuyers
When you are looking for a home in Brampton, Toronto or the GTA, it’s easy to get caught up in the excitement and frenzy of homebuying. During all that excitement or before you start, be sure to take some time to get acquainted with a few key terms. Here are the types...