Mortgage Rates 101: what’s important

Mortgage Rates 101: what’s important

Homebuyers and homeowners in Brampton, Toronto and the GTA always have many questions about mortgage rates – how they are set, why some go up and others don’t, why most don’t qualify for online rates, why there are so many different types of rates and ultimately, what...
What exactly is the best mortgage rate?

What exactly is the best mortgage rate?

A deep discount online rate of say1.95 per cent would certainly be an attention getter for Brampton and GTA homebuyers and homeowners. However, once the fine print is looked at most people will not qualify for that rate. And remember that cheapest isn’t always the...
Why Early Payout Penalties Matter Even More

Why Early Payout Penalties Matter Even More

Brampton and the GTA are deep in the competitive spring real estate market!  Mortgages are always competitively priced in the spring, but this year we’re seeing an unusual rate situation. Fixed-rate mortgages are very competitive and the most popular option, while...
How To Find The Best Mortgage Rate?

How To Find The Best Mortgage Rate?

Across the country, there is one question that all homebuyers have: “How can I find the best rate for my mortgage?”. Some people spend hours researching into this, while others turn to professionals for advice. For a first time buyer especially, it is very important...