Why Early Payout Penalties Matter Even More

Why Early Payout Penalties Matter Even More

Brampton and the GTA are deep in the competitive spring real estate market!  Mortgages are always competitively priced in the spring, but this year we’re seeing an unusual rate situation. Fixed-rate mortgages are very competitive and the most popular option, while...
How To Find The Best Mortgage Rate?

How To Find The Best Mortgage Rate?

Across the country, there is one question that all homebuyers have: “How can I find the best rate for my mortgage?”. Some people spend hours researching into this, while others turn to professionals for advice. For a first time buyer especially, it is very important...
A Mortgage is More Than the Rate

A Mortgage is More Than the Rate

So, you are ready to buy a new home! You have found the perfect property that checks off all your boxes, and most importantly it is the right price. The next step is to get yourself a mortgage set up, but a mortgage is much more than just a loan. Amongst the stress of...
The Two Types of Penalty Calculations

The Two Types of Penalty Calculations

One of the most daunting things about a mortgage can be the penalties you may incur if you don’t follow the contract, and this often scares many homeowners. Unfortunately since you have signed and agreed to the conditions, breaking of the contract means you must pay...