by Jordan Caron | Nov 5, 2025 | Mortgages, Rates |
After the Bank of Canada’s latest rate cut, it’s easy to assume the headline says it all: rates are lower, so borrowing just got easier, and that’s all that matters. But for most homebuyers and homeowners, a rate cut is only one piece of a much larger puzzle — what...
by Rakhi Madan | Jun 5, 2025 | News, Rates |
On June 4th, the Bank of Canada decided to hold its overnight rate at 2.75%, extending a pause that began after several rate cuts. While this keeps things unchanged for variable mortgage rates, the bigger picture is far more complicated for homebuyers and owners in...
by Rakhi Madan | Apr 11, 2025 | News, Rates |
Canada’s job market took a significant hit in March, with 33,000 jobs lost—the largest decline since January 2022. As sectors like manufacturing and auto production suffer, the unemployment rate rose to 6.7%, signaling economic challenges. At the same time, global...
by Rakhi Madan | Jun 7, 2024 | Mortgages, Rates |
Finally, the first rate cut in four years to the Bank of Canada’s overnight rate! With this cut and more on the horizon, homebuyers and homeowners in Brampton, Toronto, and the GTA are reconsidering their mortgage options. While the past few years have seen a...
by Rakhi Madan | Mar 25, 2021 | Rates |
Homebuyers and homeowners in Brampton, Toronto and the GTA always have many questions about mortgage rates – how they are set, why some go up and others don’t, why most don’t qualify for online rates, why there are so many different types of rates and ultimately, what...
by Rakhi Madan | Sep 26, 2019 | Rates |
A deep discount online rate of say1.95 per cent would certainly be an attention getter for Brampton and GTA homebuyers and homeowners. However, once the fine print is looked at most people will not qualify for that rate. And remember that cheapest isn’t always the...
