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Fall into Homeownership: Why This Fall Could Be Your Window of Opportunity in Brampton, Toronto, and the GTA

Fall into Homeownership: Why This Fall Could Be Your Window of Opportunity in Brampton, Toronto, and the GTA

by Rakhi Madan | Aug 1, 2023 | First Time Home Buyer, Purchases | 0 comments

According to Insauga.com, Brampton has the highest rents in all of the GTA! Brampton had an average rental price of $3,263 per month in the first quarter of 2023, while the average mortgage payment for a $1,000,000 home was $4,626 for a difference of just $1,363....
Mistakes to Avoid for a Successful Mortgage Application

Mistakes to Avoid for a Successful Mortgage Application

by Rakhi Madan | Jul 4, 2023 | Credit, Mortgages, Purchases | 0 comments

Applying for a mortgage is an exciting step towards homeownership. However, it can also be a complex process filled with potential pitfalls. To ensure a smooth and successful mortgage application, look to avoid common mistakes that can derail your plans and cause you...
15 Essential Questions You Must Ask Your Mortgage Broker


15 Essential Questions You Must Ask Your Mortgage Broker


by Rakhi Madan | Jun 5, 2023 | First Time Home Buyer, Purchases | 0 comments

When it comes to one of the biggest financial decisions of your life – getting a  mortgage – it’s essential to have all the necessary information to make informed decisions. Working with a knowledgeable and trustworthy Mortgage Broker can simplify the...
Mortgage portability: Can you keep your low-rate mortgage when you move?

Mortgage portability: Can you keep your low-rate mortgage when you move?

by Rakhi Madan | Apr 6, 2023 | Purchases | 0 comments

One of the most commonly asked questions by homeowners in Brampton, Toronto, and the GTA looking to buy a new home is whether their existing low-rate mortgage can be taken with them, with all its current terms and conditions. The answer is – maybe! Porting a...
Mortgage Options and Considerations After Divorce

Mortgage Options and Considerations After Divorce

by Rakhi Madan | Feb 2, 2023 | Purchases, Refinance, Tips | 0 comments

When couples in Brampton, Toronto and the GTA go their separate ways, how the matrimonial home is handled is a major concern. You want to move forward as confidently as possible and that’s why it’s important to seek out the advice of an experienced mortgage...
Is the stress test keeping you from a great opportunity? 

Is the stress test keeping you from a great opportunity? 

by Rakhi Madan | Oct 5, 2022 | First Time Home Buyer, Purchases, Qualifying, Refinance, Renewal | 0 comments

Our rising rate environment has caused the government’s “minimum qualifying rate (MQR)” to no longer apply for those looking to purchase, renew or refinance in Brampton, Toronto and the GTA. What does that mean? Well, the MQR is part of the mortgage qualifying “stress...
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