by Rakhi Madan | Jun 3, 2022 | Credit, Purchases, Refinance, Renewal |
Yes, we are in uncertain times. The recent .5% increase to the Bank of Canada overnight rate was expected but each increase can be unsettling, even though we haven’t yet reached pre-pandemic levels. While many in Brampton, Toronto and the GTA are viewing our current...
by Rakhi Madan | May 3, 2022 | First Time Home Buyer, Purchases, Qualifying, Refinance |
For homebuyers and owners in Brampton, Toronto and the GTA, the last two Bank of Canada rate announcements have been quite the wake-up call after two years of historically low pandemic rates. We knew it was coming and we prepare the best we can, but it always does...
by Rakhi Madan | Feb 16, 2022 | Purchases, Refinance, Renewal |
These are interesting times for all of us in Brampton, Toronto and the GTA as we head into the always busy spring market, a time when many look to buy, renew their mortgage, or put equity to work. We’re in an environment of rising inflation, ongoing supply chain...
by Rakhi Madan | Dec 2, 2021 | Purchases, Refinance, Renewal, Tips |
Homeowners and homebuyers in Brampton, Toronto and the GTA are hearing in the news that inflation is a major concern and will lead to higher rates. Please stay away from the fear mongering and get in touch if you have concerns. Yes, there are inflationary pressures,...
by Rakhi Madan | Nov 4, 2021 | Purchases, Refinance, Renewal, Tips |
Whether you’re purchasing a new home in Brampton, Toronto or the GTA, want to complete a refinance of your current mortgage, or switch your mortgage to a new lender at renewal for a better rate, it’s important to understand the role a home appraisal has in the lending...
by Rakhi Madan | Oct 5, 2021 | First Time Home Buyer, Purchases, Tips |
Everything about homeownership is so different these days compared to when boomers bought their first home. Today, of course, young people in Brampton, Toronto, and the GTA struggle to purchase their first home given the financial demands of school loans, living...
