by Rakhi Madan | Apr 6, 2023 | Purchases |
One of the most commonly asked questions by homeowners in Brampton, Toronto, and the GTA looking to buy a new home is whether their existing low-rate mortgage can be taken with them, with all its current terms and conditions. The answer is – maybe! Porting a...
by Rakhi Madan | Feb 2, 2023 | Purchases, Refinance, Tips |
When couples in Brampton, Toronto and the GTA go their separate ways, how the matrimonial home is handled is a major concern. You want to move forward as confidently as possible and that’s why it’s important to seek out the advice of an experienced mortgage...
by Rakhi Madan | Oct 5, 2022 | First Time Home Buyer, Purchases, Qualifying, Refinance, Renewal |
Our rising rate environment has caused the government’s “minimum qualifying rate (MQR)” to no longer apply for those looking to purchase, renew or refinance in Brampton, Toronto and the GTA. What does that mean? Well, the MQR is part of the mortgage qualifying “stress...
by Rakhi Madan | Sep 8, 2022 | Purchases, Refinance, Renewal, Tips |
Whether you are buying your first home or next, renewing or refinancing in Brampton, Toronto or the GTA, you need the absolute best mortgage strategy that meets your needs now and, in the future. Achieving your best mortgage is more difficult than ever because we are...
by Rakhi Madan | Aug 3, 2022 | First Time Home Buyer, Purchases, Tips |
Given the softening housing market in Brampton, Toronto and the GTA, I’ve been asked when is the best time to buy – now or wait? History has proven that it is almost impossible to perfectly time the market. Since home ownership has proven to be a very solid investment...
by Rakhi Madan | Jun 3, 2022 | Credit, Purchases, Refinance, Renewal |
Yes, we are in uncertain times. The recent .5% increase to the Bank of Canada overnight rate was expected but each increase can be unsettling, even though we haven’t yet reached pre-pandemic levels. While many in Brampton, Toronto and the GTA are viewing our current...
