by Rakhi Madan | Jan 4, 2023 | Tips |
Few anticipated what happened to mortgage rates and the real estate market in 2022. We did expect rates to rise, but going from an overnight rate of 0.25% to 4.25% caught us off guard and at times took our breath away! Inflation soared and the Bank of Canada...
by Rakhi Madan | Dec 3, 2022 | First Time Home Buyer, Qualifying, Tips |
Given price declines since the peak of the housing market in February 2022, homebuyers are finding good opportunities in the Brampton, Toronto and GTA markets. However, our higher rate environment has resulted in a tougher stress test, which makes it difficult for...
by Rakhi Madan | Sep 8, 2022 | Purchases, Refinance, Renewal, Tips |
Whether you are buying your first home or next, renewing or refinancing in Brampton, Toronto or the GTA, you need the absolute best mortgage strategy that meets your needs now and, in the future. Achieving your best mortgage is more difficult than ever because we are...
by Rakhi Madan | Aug 3, 2022 | First Time Home Buyer, Purchases, Tips |
Given the softening housing market in Brampton, Toronto and the GTA, I’ve been asked when is the best time to buy – now or wait? History has proven that it is almost impossible to perfectly time the market. Since home ownership has proven to be a very solid investment...
by Rakhi Madan | Jul 5, 2022 | Tips |
The effects of inflation and rising rates are top of mind for homeowners in Brampton, Toronto and the GTA. After all inflation was 6.8% in April and 7.7% in May, Canada’s highest level in decades. Let’s look at how certain choices can help make sure you are prepared...
by Rakhi Madan | Dec 21, 2021 | Tips |
In Brampton, Toronto and the GTA we keep talking about the housing market! Are we in a housing bubble, will rates rise in 2022 and by how much, which is better fixed or variable, is this the right time to buy or refinance, and on and on! Heading into 2022 it feels...
