by Rakhi Madan | Jan 2, 2024 | Tips |
When it comes to interest rates, we’ll be happy to bid farewell to 2023. From an overnight rate of 4.25% in late 2022 to the current 5%, coupled with rising fixed rates, Canadians have had to weather the impact of high rates. However, there is definite optimism that...
by Rakhi Madan | Dec 1, 2023 | Credit, Tips |
As the year draws to a close, it’s an opportune time for homeowners in Brampton, Toronto, and the GTA to assess their financial situation and prepare for success in the coming year. By completing some financial tasks, you can start the new year with confidence...
by Rakhi Madan | Feb 2, 2023 | Purchases, Refinance, Tips |
When couples in Brampton, Toronto and the GTA go their separate ways, how the matrimonial home is handled is a major concern. You want to move forward as confidently as possible and that’s why it’s important to seek out the advice of an experienced mortgage...
by Rakhi Madan | Jan 4, 2023 | Tips |
Few anticipated what happened to mortgage rates and the real estate market in 2022. We did expect rates to rise, but going from an overnight rate of 0.25% to 4.25% caught us off guard and at times took our breath away! Inflation soared and the Bank of Canada...
by Rakhi Madan | Dec 3, 2022 | First Time Home Buyer, Qualifying, Tips |
Given price declines since the peak of the housing market in February 2022, homebuyers are finding good opportunities in the Brampton, Toronto and GTA markets. However, our higher rate environment has resulted in a tougher stress test, which makes it difficult for...
by Rakhi Madan | Sep 8, 2022 | Purchases, Refinance, Renewal, Tips |
Whether you are buying your first home or next, renewing or refinancing in Brampton, Toronto or the GTA, you need the absolute best mortgage strategy that meets your needs now and, in the future. Achieving your best mortgage is more difficult than ever because we are...