Tips to de-stress your finances. Mortgage deferrals and more.
I very much hope you and your family are enjoying good health and finding some measure of happiness during these uncertain times. Without a doubt, many in Brampton and the GTA are feeling the financial pressures mount. I am here to help and available to discuss...
How are you affected? Making sense of what’s happening in the mortgage world.
Let me begin with my heartfelt hope that you and your loved ones are in good health. We are all in this together and I want you to know that I am here for you to help de-stress your financial situation. Please get in touch if you have any questions. The mortgage...
Easier to qualify – new stress test & NO stress test!
Over the last few years, anyone looking for a mortgage in Brampton and the GTA has been introduced to the “stress test”, which was put in place to ensure that homeowners can handle an increase in rates. It means that you must qualify for payments that are far above...
How to get your dream kitchen with your mortgage
Many homebuyers in Brampton and the GTA who are interested in older properties often find themselves in a dilemma: they find a property that suits them, but it needs costly upgrades so they decide to pass on what might be the perfect home. Good news. If you are...
Plug your money leaks in 2020!
The fresh start of the new year makes it a great time for everyone in Brampton and the GTA to review their finances and spending. Whether you are saving to buy a home or pay yours off, your money leaks can add up to some big bucks over time. Here are ways to find some...
Give yourself some financial comfort and joy
While December can be a wonderful month filled with family and friends, it’s also busy and sometimes stressful. For many in Brampton and the GTA, it can be hard to get through December without some level of increased stress. If financial stress is something on your...
Help the planet, help your wallet!
Climate change is all over the news these days! It’s easy to imagine that all of us in Brampton and the GTA are too small and insignificant to make any kind of impact, but the truth is doing many little things every day adds up. You can certainly help by ensuring...
What exactly is the best mortgage rate?
A deep discount online rate of say1.95 per cent would certainly be an attention getter for Brampton and GTA homebuyers and homeowners. However, once the fine print is looked at most people will not qualify for that rate. And remember that cheapest isn’t always the...
Incentives to help first-time buyers
When buying your first home in Brampton or the GTA, take advantage of the available programs and incentives that can help you before and after you buy your home. After all, there is no point in leaving any money on the table! First-Time Buyer Incentive Program With...
Bad Credit Doesn’t Mean You Can’t Get A Mortgage
I often meet clients who have experienced a difficult credit history, which is standing in their way of buying a home or achieving their financial goals. Bad credit can be frustrating because credit history is an important part of the mortgage approval process. If...