How to get your dream kitchen with your mortgage
Many homebuyers in Brampton and the GTA who are interested in older properties often find themselves in a dilemma: they find a property that suits them, but it needs costly upgrades so they decide to pass on what might be the perfect home. Good news. If you are...
Plug your money leaks in 2020!
The fresh start of the new year makes it a great time for everyone in Brampton and the GTA to review their finances and spending. Whether you are saving to buy a home or pay yours off, your money leaks can add up to some big bucks over time. Here are ways to find some...
Give yourself some financial comfort and joy
While December can be a wonderful month filled with family and friends, it’s also busy and sometimes stressful. For many in Brampton and the GTA, it can be hard to get through December without some level of increased stress. If financial stress is something on your...
Help the planet, help your wallet!
Climate change is all over the news these days! It’s easy to imagine that all of us in Brampton and the GTA are too small and insignificant to make any kind of impact, but the truth is doing many little things every day adds up. You can certainly help by ensuring...
What exactly is the best mortgage rate?
A deep discount online rate of say1.95 per cent would certainly be an attention getter for Brampton and GTA homebuyers and homeowners. However, once the fine print is looked at most people will not qualify for that rate. And remember that cheapest isn’t always the...
Incentives to help first-time buyers
When buying your first home in Brampton or the GTA, take advantage of the available programs and incentives that can help you before and after you buy your home. After all, there is no point in leaving any money on the table! First-Time Buyer Incentive Program With...
Bad Credit Doesn’t Mean You Can’t Get A Mortgage
I often meet clients who have experienced a difficult credit history, which is standing in their way of buying a home or achieving their financial goals. Bad credit can be frustrating because credit history is an important part of the mortgage approval process. If...
Is the First-Time Buyer Incentive Program for you?
Starting September 2nd, qualifying first-time buyers in the Brampton and surrounding areas will be able to apply for the first-time homebuyer incentive. This is a shared equity program that will reduce your monthly mortgage payments. If you have the minimum 5% down...
Why Early Payout Penalties Matter Even More
Brampton and the GTA are deep in the competitive spring real estate market! Mortgages are always competitively priced in the spring, but this year we’re seeing an unusual rate situation. Fixed-rate mortgages are very competitive and the most popular option, while...
Down payment: How much and where do you find it?
If you’re trying to buy a house in Brampton or the GTA, saving up that down payment is often your first big hurdle. Let’s get specific on how much you need, and how you’re going to come up with it. Most Canadian homebuyers buy a property with the absolute bare minimum...