by Rakhi Madan | May 2, 2023 | Refinance |
If you are a Canadian homeowner who is struggling with debt, you are not alone. According to recent statistics, the average Canadian household owes almost $41,500 in consumer debt, which includes credit card debt, personal loans, and lines of credit. Managing multiple...
by Rakhi Madan | Apr 6, 2023 | Purchases |
One of the most commonly asked questions by homeowners in Brampton, Toronto, and the GTA looking to buy a new home is whether their existing low-rate mortgage can be taken with them, with all its current terms and conditions. The answer is – maybe! Porting a...
by Rakhi Madan | Mar 20, 2023 | First Time Home Buyer |
The Tax-Free First Home Savings Account (FHSA) is a new program available in April 2023 that will help homebuyers in Brampton, Toronto, and the GTA get into their first home faster. It allows you to save up to $40,000, giving you a tax deduction on your contributions...
by Rakhi Madan | Feb 2, 2023 | Purchases, Refinance, Tips |
When couples in Brampton, Toronto and the GTA go their separate ways, how the matrimonial home is handled is a major concern. You want to move forward as confidently as possible and that’s why it’s important to seek out the advice of an experienced mortgage...
by Rakhi Madan | Jan 4, 2023 | Tips |
Few anticipated what happened to mortgage rates and the real estate market in 2022. We did expect rates to rise, but going from an overnight rate of 0.25% to 4.25% caught us off guard and at times took our breath away! Inflation soared and the Bank of Canada...