by Rakhi Madan | Aug 6, 2024 | First Time Home Buyer, Purchases, Refinance |
The mortgage stress test can be a challenging hurdle for homebuyers, but it’s an unavoidable reality for anyone looking to purchase a home in Brampton, Toronto, or the Greater Toronto Area. Introduced by OSFI and the Department of Finance to ensure borrowers can...
by Rakhi Madan | Jul 3, 2024 | First Time Home Buyer, Purchases, Qualifying |
The dream of owning a home is a significant milestone. Still, it’s a substantial commitment and investment, and it should be a decision made when you’re genuinely ready, both financially and emotionally. While history has shown that property ownership can...
by Rakhi Madan | Jun 7, 2024 | Mortgages, Rates |
Finally, the first rate cut in four years to the Bank of Canada’s overnight rate! With this cut and more on the horizon, homebuyers and homeowners in Brampton, Toronto, and the GTA are reconsidering their mortgage options. While the past few years have seen a...
by Rakhi Madan | Apr 19, 2024 | First Time Home Buyer, News |
The budget prioritizes easing affordability hurdles for young Canadians, particularly in homeownership, while tax changes aim to target only wealthier individuals Read the full report – Solving the Housing Crisis: Canada’s Housing Plan. Will it meet these goals?...
by Rakhi Madan | Apr 2, 2024 | First Time Home Buyer, Purchases |
In the exciting journey of purchasing a home, there are key factors beyond the surface that often go unnoticed. Understanding these nuances can make all the difference in ensuring a smooth process and minimal surprises after your home closes. What lesser-known aspects...
