by Rakhi Madan | Nov 4, 2024 | Refinance |
With the Bank of Canada cutting its overnight rate four times this year—one jumbo 50 bps cut and three 25 basis points cuts—and more cuts expected in December and through 2025, homeowners in Brampton, Toronto, and the GTA are presented with a unique window of...
by Rakhi Madan | Sep 20, 2024 | First Time Home Buyer, Purchases |
If you’ve been dreaming about buying your first home or purchasing a newly built property, there’s some fantastic news on the horizon. Starting December 15, two major changes are coming to the world of insured mortgages in Canada—changes that could make homeownership...
by Rakhi Madan | Sep 5, 2024 | First Time Home Buyer, Purchases |
When you prepare to purchase a home in Brampton, Toronto, or the GTA, be aware that a key step in the mortgage process is your downpayment verification. This is where your lender will ask you to provide a 90-day history of all the funds you plan to use for your...
by Rakhi Madan | Aug 19, 2024 | News |
Recognition as Brampton’s #1 Mortgage Broker is not just an honour—it’s a testament to the trust and support of my clients and partners. This achievement reflects the dedication and hard work that goes into helping each of you find the perfect mortgage solutions. I’m...
by Rakhi Madan | Aug 6, 2024 | First Time Home Buyer, Purchases, Refinance |
The mortgage stress test can be a challenging hurdle for homebuyers, but it’s an unavoidable reality for anyone looking to purchase a home in Brampton, Toronto, or the Greater Toronto Area. Introduced by OSFI and the Department of Finance to ensure borrowers can...