by Rakhi Madan | Jan 7, 2025 | First Time Home Buyer, Purchases, Refinance, Renewal |
The housing market in 2024 was tough for Canadians. Even though rates came down, they were still too high for many clients trying to purchase, refinance, or renew their mortgages. Some people couldn’t qualify even though they had done many things right. While there...
by Rakhi Madan | Dec 2, 2024 | Renewal |
When your mortgage renewal letter arrives, it may feel tempting to simply sign and stick with your current lender. After all, they make the process quick and convenient. But in today’s evolving mortgage environment, exploring all your options can open the door to...
by Rakhi Madan | Nov 4, 2024 | Refinance |
With the Bank of Canada cutting its overnight rate four times this year—one jumbo 50 bps cut and three 25 basis points cuts—and more cuts expected in December and through 2025, homeowners in Brampton, Toronto, and the GTA are presented with a unique window of...
by Rakhi Madan | Sep 20, 2024 | First Time Home Buyer, Purchases |
If you’ve been dreaming about buying your first home or purchasing a newly built property, there’s some fantastic news on the horizon. Starting December 15, two major changes are coming to the world of insured mortgages in Canada—changes that could make homeownership...
by Rakhi Madan | Sep 5, 2024 | First Time Home Buyer, Purchases |
When you prepare to purchase a home in Brampton, Toronto, or the GTA, be aware that a key step in the mortgage process is your downpayment verification. This is where your lender will ask you to provide a 90-day history of all the funds you plan to use for your...
