by Rakhi Madan | Oct 2, 2025 | Purchases |
The Greater Toronto Area condo market has been at the centre of Canada’s housing headlines, shifting from years of seemingly unstoppable demand to a strong downturn. Buyers are understandably cautious—nobody wants to “catch a falling knife.” But every housing cycle...
by Rakhi Madan | Sep 2, 2025 | First Time Home Buyer, Purchases |
In Canada, the story of wealth has long been written in the language of homeownership. According to Statistics Canada, homeowners have historically enjoyed a net worth that is ten to thirty times higher than that of renters in the same age group. Real estate remains...
by Rakhi Madan | Aug 6, 2025 | First Time Home Buyer, Purchases, Qualifying |
In a shift from previous generations, more Canadians are heading into retirement with a mortgage — and it’s not because they’ve mismanaged their finances. In many cases, it’s a deliberate choice: to help their children enter the housing market. According to a 2025...
by Rakhi Madan | Jul 9, 2025 | News |
We’re into the second half of 2025, and the mortgage landscape remains as unpredictable as ever. With the next Bank of Canada rate decision still weeks away (July 30), buyers and homeowners are closely watching market signals. From shifting interest rate expectations...
by Rakhi Madan | Jun 5, 2025 | News, Rates |
On June 4th, the Bank of Canada decided to hold its overnight rate at 2.75%, extending a pause that began after several rate cuts. While this keeps things unchanged for variable mortgage rates, the bigger picture is far more complicated for homebuyers and owners in...
