I am proud to say that I have made a significant difference in the financial lives of my clients in Brampton, Toronto, and the GTA. Here are just some of the benefits of allowing me to be your Mortgage Broker:
- Mortgage Intelligence, our network partner, is a large national mortgage brokerage with the clout to negotiate great rates with over 50 lenders, savings that are passed on to you. You’ll also get access to limited-time specials. My network of lenders includes major Banks, credit unions, insurance companies, and national and regional lenders. I also have access to Private Mortgages for specialty situations.
- If you go to a Bank, you likely won’t speak to the same person twice, let alone have a personal connection with someone who will be there long after your mortgage closes. A Bank also only offers you its suite of mortgage products, even if there is a better product out in the marketplace for you. Why limit your options?
- You save time. You only complete one application and I shop the mortgage marketplace for you. I will find the best lender for your needs and negotiate on your behalf.
- Everything relating to your mortgage can be arranged around your schedule. Saving you even more time!
- You may need advice to help you improve your credit rating to qualify for the best possible rates. I can help you improve your credit score quickly.
- Should you need to get out of your mortgage early, you’ll pay a penalty to break your mortgage. Not all lenders calculate penalties the same way and the differences can be substantial. I know which lenders have the fairest penalties.
- Making the right decisions about fixed vs. variable, term length, pre-payment options, payment flexibility, and other mortgage privileges like portability can save you thousands of dollars. It’s a complex mortgage world and you shouldn’t navigate it on your own.
- There are mortgages for almost every situation, including those self-employed, new to Canada, with bad credit, or turned down by the Bank. I am also able to help with Bridge Financing.
- I can refer you to other important professionals in the homebuying process, including high-reputation appraisers, home inspectors, lawyers, and realtors in Brampton, Toronto, and the GTA.
- I’m with you all the way, advising you of opportunities and providing ongoing advice and tips that can assist you in paying off your mortgage as fast as possible.
I will give you the best overall view of what’s out there for you in the marketplace and can tailor a mortgage that suits you perfectly. When you’ve got a partner to help you achieve your financial and homeownership goals, you’re on your way!
