Homebuyers in Brampton, Toronto and the GTA often ask – shouldn’t I just get my mortgage at the bank? There are major differences between going to the bank and working with me as your mortgage broker. And those differences are why more and more are turning to Brampton mortgage brokers for their first and next mortgage, taking advantage of the value and convenience of their services.
One of the most compelling reasons to work with a mortgage broker is choice – access to a wide range of lending sources, making it significantly easier to get a mortgage that best meets your needs. When you’re dealing directly with just your bank, you just don’t know if you’re getting the best deal because they’ve only got their own menu of mortgages to offer you. Compare that to the over 50 lenders and hundreds of mortgage products that I have available to meet my clients’ needs.
You’ll also be dealing with one of the largest mortgage brokerages in the country, which has clout with lenders to negotiate volume discounts and limited time specials. I will shop the market for you, for the best rate and product that meets your needs, doing all the work, and there’s no cost to you (oac).
While I’m securing your financing, I will be with you every step of the way, to answer all your questions, outline your best options, and efficiently guide you through the process. Everything relating to your mortgage can be managed around your busy schedule. I will also stay in touch with you after your mortgage closes, keeping you apprised of new mortgage rules, money saving opportunities, and advising when you might want to take action, for instance consolidating debt or locking in your variable-rate mortgage.
Ultimately, my role is that of a trusted advisor and it’s a relationship that can last a lifetime. Most of my clients have been referred by word of mouth and I have completed two and three mortgages or more for several clients.
Whether you’re taking on your first mortgage or a long-time homeowner looking to refinance, consolidate debt or leverage your equity to acquire a new property, look at me as a resource and a wealth of information for you. You’ll get advice about down payment requirements, mitigating credit history issues, mortgage payment and prepayment options, interest-saving strategies, and more.
I also specialize in all types of situations – purchasing vacation, investment and commercial properties, self employed mortgages, reverse mortgages, and mortgage options for new Canadians.
When you get a mortgage, likely the biggest financial commitment you’ll make in a lifetime, it’s critical that the person you’re dealing with is knowledgeable and experienced, and has access to a full range of lenders so you get the best deal possible. That’s why if you are looking to purchase, refinance or renew in Brampton, Toronto or the GTA, you don’t want to just go to your bank, get in touch for the experience and full service you deserve!
