by Rakhi Madan | Dec 26, 2016 | First Time Home Buyer, Purchases, Qualifying |
Owning a home and saying goodbye to your landlords is something many of us dream about often. It can seem straightforward to save a down payment, and after you get a raise you might think you’re finally ready. Take Bob, who thought he was doing everything right. Bob’s...
by Rakhi Madan | Dec 22, 2015 | Qualifying |
When your family is growing, the idea of moving into a bigger house may be at the forefront of your mind. But if you are on maternity leave, your ability to get approved for a mortgage may be hindered due to your smaller household income. Here are a few questions to...
by Rakhi Madan | Nov 12, 2015 | Qualifying, Tips |
So, you’ve worked hard to save every penny and have managed to finally afford the down payment necessary on a home. You have searched high and low, only to find the house of your dreams at a price you can afford. Though your credit rating is good and you have a stable...
by Rakhi Madan | Oct 29, 2015 | Qualifying |
There are a million variables that determine how one can qualify for a mortgage. The banks, mortgage lenders and credit unions all have different guidelines to be able to qualify under their programs, and then we have the mortgage insurers and multiple other...
by Rakhi Madan | Oct 24, 2015 | Qualifying |
I receive calls every month from people who want to know how to qualify for a mortgage because they were declined by their bank. In many cases I can help them and in some cases they have to wait – but we identify what they need to do to get in a better situation to...
