Choosing the Right Mortgage

Choosing the right mortgage to meet your needs is a process best handled with the support of a mortgage professional. Just as there are many homes to choose from, there are many types of mortgage financing options. Choosing the right mortgage can save you thousands of...

Now Is The Time To Get Aggressive

The great majority of us are in mortgage contracts that contain a prepayment privilege of some sort. “Privilege” being the key word here. Not all mortgage contracts contain such privileges, but that’s a story for another day. The mortgages that do allow prepayment...

The Devil is in Five of the Details

I have something shocking to tell you. Mortgage brokers are human. Gasp!! But wait, so are lawyers, lenders, legal assistants and everyone else who is involved with your mortgage transaction. Why do I choose to draw attention to this and ruin your day you ask? It is...

What is a Mortgage Broker?

One thing Canadians have in common is that most of us are paying off a mortgage. The mortgage market can sometimes be confusing. There are a vast array of choices – open, closed flex down, equity take-out, cash back, and of course the rates themselves. While we would...

10 Reasons To Use A Toronto Mortgage Broker

Do you know what the difference is between a bank lender and a Toronto mortgage broker? Understanding this can result in a lot of savings in the long-run and overall a more satisfactory experience with securing a mortgage. Here are 10 reasons why you should use a...