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Is Now the Perfect Time to Buy a Home in Brampton?

Is Now the Perfect Time to Buy a Home in Brampton?

by Rakhi Madan | Mar 28, 2025 | First Time Home Buyer, Purchases | 0 comments

Brampton’s housing market continues to evolve, offering buyers more choices and greater negotiating power right now. On March 12, 2025, the Bank of Canada overnight rate dropped for the seventh consecutive time, reducing borrowing costs for variable and adjustable...
How Do I Take Advantage of This Buyer’s Market?

How Do I Take Advantage of This Buyer’s Market?

by Rakhi Madan | Mar 3, 2025 | First Time Home Buyer, Purchases | 0 comments

If you’ve been waiting for the right time to buy a home in Brampton, Toronto, or the GTA, now is an exciting time to look around and find out which houses and neighbourhoods meet your budget. The real estate market has seen an increase in listings, meaning more...
Can Canada’s Housing Recovery Withstand Trump’s Tariffs?

Can Canada’s Housing Recovery Withstand Trump’s Tariffs?

by Rakhi Madan | Feb 5, 2025 | First Time Home Buyer, News, Purchases, Refinance | 0 comments

Canada’s housing market has shown signs of recovery, fueled by lower interest rates, new mortgage policies, and growing buyer confidence. The Bank of Canada has cut rates six times, with more reductions expected in 2025, making homeownership more attainable....
What’s Ahead for 2025: Trends, Tips, and Opportunities

What’s Ahead for 2025: Trends, Tips, and Opportunities

by Rakhi Madan | Jan 7, 2025 | First Time Home Buyer, Purchases, Refinance, Renewal | 0 comments

The housing market in 2024 was tough for Canadians. Even though rates came down, they were still too high for many clients trying to purchase, refinance, or renew their mortgages. Some people couldn’t qualify even though they had done many things right. While there...
Coming Soon: Expanded 30-Year Amortizations & Higher Insured Mortgage Limit

Coming Soon: Expanded 30-Year Amortizations & Higher Insured Mortgage Limit

by Rakhi Madan | Sep 20, 2024 | First Time Home Buyer, Purchases | 0 comments

If you’ve been dreaming about buying your first home or purchasing a newly built property, there’s some fantastic news on the horizon. Starting December 15, two major changes are coming to the world of insured mortgages in Canada—changes that could make homeownership...
Why It’s Important to Prepare for Downpayment Verification

Why It’s Important to Prepare for Downpayment Verification

by Rakhi Madan | Sep 5, 2024 | First Time Home Buyer, Purchases | 0 comments

When you prepare to purchase a home in Brampton, Toronto, or the GTA, be aware that a key step in the mortgage process is your downpayment verification. This is where your lender will ask you to provide a 90-day history of all the funds you plan to use for your...
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