by Rakhi Madan | Dec 1, 2023 | Credit, Tips |
As the year draws to a close, it’s an opportune time for homeowners in Brampton, Toronto, and the GTA to assess their financial situation and prepare for success in the coming year. By completing some financial tasks, you can start the new year with confidence...
by Rakhi Madan | Sep 6, 2023 | Credit, Purchases |
Securing a mortgage can be a dream come true for many individuals and families. However, the journey becomes much more challenging when poor credit stands in the way. Poor credit can significantly impact your ability to secure a mortgage, making the process...
by Rakhi Madan | Jul 4, 2023 | Credit, Mortgages, Purchases |
Applying for a mortgage is an exciting step towards homeownership. However, it can also be a complex process filled with potential pitfalls. To ensure a smooth and successful mortgage application, look to avoid common mistakes that can derail your plans and cause you...
by Rakhi Madan | Jun 3, 2022 | Credit, Purchases, Refinance, Renewal |
Yes, we are in uncertain times. The recent .5% increase to the Bank of Canada overnight rate was expected but each increase can be unsettling, even though we haven’t yet reached pre-pandemic levels. While many in Brampton, Toronto and the GTA are viewing our current...
by Rakhi Madan | Aug 31, 2020 | Credit |
All homeowners and homebuyers in Brampton and the GTA should be aware of what their credit score is and how to make sure it stays healthy. It’s important because your credit score tells lenders what kind of a risk you are likely to be as a borrower. A low credit score...
by Rakhi Madan | Jul 16, 2019 | Credit |
I often meet clients who have experienced a difficult credit history, which is standing in their way of buying a home or achieving their financial goals. Bad credit can be frustrating because credit history is an important part of the mortgage approval process. If...
