by Rakhi Madan | Apr 2, 2024 | First Time Home Buyer, Purchases |
In the exciting journey of purchasing a home, there are key factors beyond the surface that often go unnoticed. Understanding these nuances can make all the difference in ensuring a smooth process and minimal surprises after your home closes. What lesser-known aspects...
by Rakhi Madan | Mar 5, 2024 | First Time Home Buyer, Purchases, Qualifying |
With expectations of lower mortgage rates on the horizon, homebuyers are gearing up for what promises to be a robust spring housing market. As anticipation builds, many prospective buyers are eager to seize the opportunity to secure a mortgage and purchase their dream...
by Rakhi Madan | Feb 4, 2024 | First Time Home Buyer, Purchases, Renewal |
While nothing is certain, Bank of Canada cuts to the overnight rate are on tap for 2024, possibly starting in April. The strong potential for rate cuts has made variable and adjustable mortgages a top consideration for some homebuyers and homeowners because these...
by Rakhi Madan | Jan 2, 2024 | Tips |
When it comes to interest rates, we’ll be happy to bid farewell to 2023. From an overnight rate of 4.25% in late 2022 to the current 5%, coupled with rising fixed rates, Canadians have had to weather the impact of high rates. However, there is definite optimism that...
by Rakhi Madan | Dec 1, 2023 | Credit, Tips |
As the year draws to a close, it’s an opportune time for homeowners in Brampton, Toronto, and the GTA to assess their financial situation and prepare for success in the coming year. By completing some financial tasks, you can start the new year with confidence...