by Rakhi Madan | Jul 16, 2019 | Credit |
I often meet clients who have experienced a difficult credit history, which is standing in their way of buying a home or achieving their financial goals. Bad credit can be frustrating because credit history is an important part of the mortgage approval process. If...
by Rakhi Madan | Jun 24, 2019 | First Time Home Buyer |
Starting September 2nd, qualifying first-time buyers in the Brampton and surrounding areas will be able to apply for the first-time homebuyer incentive. This is a shared equity program that will reduce your monthly mortgage payments. If you have the minimum 5% down...
by Rakhi Madan | May 30, 2019 | Rates |
Brampton and the GTA are deep in the competitive spring real estate market! Mortgages are always competitively priced in the spring, but this year we’re seeing an unusual rate situation. Fixed-rate mortgages are very competitive and the most popular option, while...
by Rakhi Madan | May 2, 2019 | First Time Home Buyer, Purchases |
If you’re trying to buy a house in Brampton or the GTA, saving up that down payment is often your first big hurdle. Let’s get specific on how much you need, and how you’re going to come up with it. Most Canadian homebuyers buy a property with the absolute bare minimum...
by Rakhi Madan | Mar 29, 2019 | News |
While our industry continues to lobby for ways to make home buying easier for Canadians, we don’t always get everything we want when a new budget rolls around each spring. However, the recent budget included a few steps in the right direction with some Housing...