You have worked hard to become a medical doctor and find success in the field, and now you need to find a mortgage that will work for you with your specific situation as a physician. There are a few aspects of your professional life that make it so a standard mortgage for home buyers just will not cut it. Being a resident of Toronto, Brampton, and the GTA understand this and want to assure you that we have the knowledge and experience necessary for understanding the unique needs of physicians and other medical professionals.
Professionals who work in the medical field in this country have to deal with differences in the processes of tax planning and compensation compared to that of Canadians who work in the majority of other professional fields. The holding corporations and medical corporations that medical doctors work for are also structured differently than other types of corporations. You understand these differences already and so do we–you do not have to worry about whether your needs will be understood and respected if you choose myself as your mortgage broker.
You have already had to endure years of formal education and if you’re like most physicians who graduated from medical school in Canada, you probably have acquired a considerable amount of debt throughout your education. You should not have to take on any more continued financial hardship than is necessary, as much as is possible. We will work with you and with our network of lenders to get you set up for success with your mortgage.
The fact of the matter is that banks are not required to train their mortgage representatives on advanced estate planning, nor does national or provincial licensing require such training. The services offered by banks are not necessarily personalized and often a bank will only be able to offer you between two and four different mortgage options. What are the chances that one of those options is actually going to be ideal for you? Toronto Mortgage brokers are different because they are specialists in mortgages rather than generalists in financial planning of all types.
Of course, some mortgage brokers are more knowledgeable than others on the specific need of physicians. I have the hands-on experience needed and, through working with Dominion Lending Centres, the leading mortgage office in Oakville, Mississauga, Toronto, and the GTA areas, we also have access to 80 lenders. Contact me to learn more about our mortgages for doctors.
