options, having the right information at your fingertips is helpful. To make your journey
smoother, we’ve compiled a list of trusted resources. From mortgage insurance providers to credit bureaus and financial regulators, these links provide valuable tools, insights, and updates to help you make confident decisions.
Explore the links below and take the next step toward achieving your homeownership goals.
1 – CMHC (Canada Mortgage and Housing Corporation)
CMHC offers tools, guides, and programs to help Canadians achieve their homeownership goals. From home buying guides to information on mortgage default insurance, this is a valuable resource for buyers and homeowners.
2 – Sagen (formerly Genworth Canada)
Sagen, like CMHC, provides mortgage insurance solutions for buyers with less than a 20% down payment. This website also offers tools and resources to help make homeownership accessible and straightforward.
3 – Bank of Canada
Stay informed about interest rates, economic trends, and monetary policies that directly influence your mortgage decisions with updates from the Bank of Canada.
Access data on housing trends, demographics, and economic indicators like the consumer price index to make informed decisions about purchasing or refinancing your home.
5 – Equifax Canada
Equifax helps you monitor your credit history and score, a crucial factor in qualifying for a mortgage. Learn about your financial health and get improvement tips.
Check your credit score and report with TransUnion, a leading credit bureau, to understand how lenders view your financial profile.
7 – OSFI (Office of the Superintendent of Financial Institutions)
Learn about mortgage regulations, including the stress test, from the body overseeing Canada’s financial institutions and ensuring consumer protection.
8 – Toronto Regional Real Estate Board (TRREB)
TRREB is the main real estate board covering Brampton, Toronto, and the Greater Toronto Area (GTA). It’s one of the largest real estate boards in Canada, offering market insights, data, and resources for these regions. Discover housing market reports, trends, and property listings through your local real estate board for an informed buying or selling experience.
9 – Canada Revenue Agency (CRA)
Explore homeowner tax benefits, such as the Home Buyers’ Plan (HBP), and understand how owning property impacts your tax obligations.
10 – Financial Consumer Agency of Canada (FCAC)
The FCAC provides tools like mortgage calculators, budget planners, and guides to help you understand your rights and responsibilities as a borrower.
Brampton Resources
1 – City of Brampton
Explore everything Brampton has to offer, from city services and property tax information to community events and arts and cultural activities.
2 – Brampton Transit
Get to know Brampton’s public transportation system with route maps, schedules, and updates to help you navigate your new community with ease.
3 – Peel Region Waste Management
Learn about waste collection schedules, recycling programs, and eco-friendly disposal options in the Peel Region.
4 – Brampton Library
Discover Brampton’s library network for access to books, programs, and resources for the entire family.
5 – William Osler Health System
Locate nearby hospitals and healthcare facilities, including Brampton Civic Hospital, part of the William Osler Health System.
6 – Peel District School Board / Dufferin-Peel Catholic District School Board
Access school information, enrollment details, and resources for families in Brampton’s public and Catholic school systems.
7 – Downtown Brampton BIA (Business Improvement Area)
Discover local shops, dining, and community events in the vibrant downtown Brampton area.
8 – City of Brampton Recreation
Explore Brampton’s recreation programs to enjoy the city’s active lifestyle opportunities.
9 – City of Brampton Open Spaces
Explore Brampton’s many beautiful parks, trails, and other outdoor activities and enjoy the city’s natural beauty.
Of course, Rakhi Madan, Brampton’s top-rated mortgage broker, is always here to answer your questions and guide you through every step of your mortgage journey. Don’t hesitate to reach out for expert advice tailored to your unique needs.
