Additional Closing Costs When Buying A Home

Additional Closing Costs When Buying A Home

When purchasing a home, many people only look at the upfront costs of the property and do not think about the extra finances that may be needed. It is important to consider every cost you may incur while purchasing a home in addition to the down payment and mortgage,... read more
Mortgages And Paperwork

Mortgages And Paperwork

Most people internally groan when they hear the word ‘paperwork’ as it is often the most tedious part of any process. But as unpopular as paperwork is, it is necessary for many things such as applying for a mortgage. As a Brampton mortgage broker, one of my duties is... read more
Reverse Mortgage Misconceptions

Reverse Mortgage Misconceptions

There are a lot of misconceptions about reverse mortgages such as the one offered by the CHIP Mortgage program, and while many believe they know some information about it, there are 3 common mistakes people make. Take a look at the 3 most common misconceptions about... read more
Who Do Appraisals Belong To?

Who Do Appraisals Belong To?

As a mortgage broker, one of the services I provide is liaising between lenders, homebuyers, and appraisers. When it comes time to have an appraisal done, sometimes the homebuyer will not be able to have access to the appraisal results- a situation that often leaves... read more
Getting A Mortgage With A Friend

Getting A Mortgage With A Friend

When the time comes to move out of rental housing and find your own property, it can be tough to manage 100% of the costs when before you may have been splitting them two or more ways before. Due to recent skyrocketing home prices and new mortgage rules being... read more
Does Payment Frequency Make A Difference?

Does Payment Frequency Make A Difference?

When applying for a mortgage, there are a few options you have in terms of contract length and payment frequency. Most homebuyers are always on the hunt for the combination that will give them the best overall deal, or the one that will lead to them paying the least... read more
How Bridge Financing Works

How Bridge Financing Works

The real estate chain is a fickle process, and often closing dates do not line up perfectly. Sometimes overlapping dates can cause headaches for homeowners who do not have the money to pay for a new home until they have closed their former home. That’s why for these... read more
Finding Funding When The Banks Turn You Down

Finding Funding When The Banks Turn You Down

If you own a business, you might know what it’s like to have many different expenses that your profits just cannot cover. These could be things such as purchasing new real estate or equipment or making it through a financial crisis. In these times, it is common for... read more
5 Costly Financial Mistakes Homeowners Make

5 Costly Financial Mistakes Homeowners Make

When it comes to the financial side of owning a home, it is best to learn from others’ mistakes. There are some common costly financial mistakes that homeowners make, and I am sharing them with you so that you can avoid the consequences and make the right choices for... read more