Buying a Home as a Millennial

Buying a Home as a Millennial

For many young people, owning a home is a daunting and seemingly impossible achievement. With the housing market continuing to rise, things may not look so good for first time home buyers. Luckily for millennials, job prospects are improving and mortgage rates are at... read more
Bank vs. Mortgage Broker

Bank vs. Mortgage Broker

So you have found the perfect first home, congratulations! After the long search, it may seem like the hard part is over. But in fact, the next step of finding a mortgage can be an overwhelming process. While some home buyers rely on their banks to help them set up a... read more
My Role as a Mortgage Broker

My Role as a Mortgage Broker

Buying a home can be stressful, but it is very much worth it when you end up with your very own place. To help you get through this sometimes confusing process, you need an experienced mortgage broker to guide you through the financing steps. That’s where I come in!... read more
A Mortgage is More Than the Rate

A Mortgage is More Than the Rate

So, you are ready to buy a new home! You have found the perfect property that checks off all your boxes, and most importantly it is the right price. The next step is to get yourself a mortgage set up, but a mortgage is much more than just a loan. Amongst the stress of... read more
The Two Types of Penalty Calculations

The Two Types of Penalty Calculations

One of the most daunting things about a mortgage can be the penalties you may incur if you don’t follow the contract, and this often scares many homeowners. Unfortunately since you have signed and agreed to the conditions, breaking of the contract means you must pay... read more
5 Key Points on Down Payment Verification

5 Key Points on Down Payment Verification

When you begin thinking about applying for a mortgage, it is important to discuss your down payment. All homes for sale in Canada require a minimum amount of money be paid before the sale goes through, and this is the down payment. Most buyers are aware that they need... read more
How Bankruptcy Affects Mortgages

How Bankruptcy Affects Mortgages

Bankruptcy is one experience none of us would wish for in life. Once it’s been dealt with, a person is left with questions about the long term effect of their ability to be approved for a mortgage. While it may feel like it’s not possible to recover financially, there... read more